Banque Fédérative du Crédit Mutuel

BFCM is at the core of the Crédit Mutuel Alliance Fédérale group, a French mutual group made up of 14 regional federations, supported by two networks (Crédit Mutuel and CIC) whose main activity is Bancassurance.

Its capital is 91.7% owned by Caisse Fédérale de Crédit Mutuel.

As the holding company, BFCM owns all the group's subsidiaries outside the mutualist scope. These subsidiaries cover the fields of bancassurance, specialized financial services (consumer credit, leasing, etc.), electronic banking and IT. It acts as a central refinancing unit and consolidates all the activities of Crédit Mutuel Alliance Fédérale outside the mutual scope.

Crédit Mutuel Alliance Fédérale delivered excellent results in the first half of 2026. They were driven by the vitality of its banking networks and by the insurance business, while the specialized business lines proved their solidity. This performance confirms the progress made under the Togetherness Performance Solidarity 2024–2027 strategic plan.