BFCM carries the group’s subsidiaries and coordinates their activities: theses subsidiaries operate in retail banking, specialized financial services (such as consumer finance, factoring, equipment and real estate leasing), insurance, asset management, corporate banking, private equity payment processing and information technology.

Banque Fédérative du Crédit Mutuel

BFCM and its subsidiaries support and diversify the activities of the Crédit Mutuel local banks.

BFCM is 98.1% owned by the regional entities of the mutual banking group (mainly the Caisse Fédérale de Crédit Mutuel). It is at the heart of the Crédit Mutuel Alliance Fédérale organization through several key business activities:

BFCM also serves as the refinancing facility for Crédit Mutuel Alliance Fédérale and thus acts on the financial markets as an issuer of financial instruments in the short-term and medium long-term

BFCM acts as custodian mainly for Undertakings for Collective Investment (UCI) of Crédit Mutuel Alliance Fédérale’s management companies.

Our managers

Banque Fédérative du Crédit Mutuel (BFCM)
Title Name
Chairman of the Board of Directors Nicolas Théry
Chief Executive Officer and effective manager Daniel Baal
Chief Operating Officer and effective manager Eric Charpentier
Deputy Chief Executive Officer and effective manager Alexandre Saada

The Federal banks of CMMABN and CMO hold the remaining 1.8%.

Banque Fédérative du Crédit Mutuel
4 rue Frédéric-Guillaume Raiffeisen
67000 Strasbourg

Financial Ratings
S&P A-1/A+ stable
Moody's P-1/Aa3 stable
Fitch Ratings F1+/AA- stable

Extra-Financial ratings
Sustainalytics : 19,7
Moody's ESG : 64

355 801 929-Strasbourg
Clearstream : 70323
ESES : Adhérent 181 et 381